NBFC Registration with RBI
A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act and regulated by the
Reserve Bank of India (RBI), engaged in financial activities such as lending, investments, leasing, asset financing,
and other financial services.
ND Savla & Associates provides end-to-end support for NBFC registration, RBI approvals, documentation,
compliance structuring, and post-registration advisory — ensuring a smooth and compliant setup.
Why Register as an NBFC?
Operate as a Regulated Lender
Carry out lending and financing activities legally under RBI supervision.
Access to Structured Funding
Raise funds through equity, debt, and institutional borrowings.
Regulatory Credibility
Enhanced trust with banks, investors, and borrowers.
Types of NBFCs We Assist With
- NBFC – Investment and Credit Company (NBFC-ICC)
- NBFC – Micro Finance Institution (NBFC-MFI)
- NBFC – Account Aggregator (NBFC-AA)
- NBFC – Peer to Peer Lending (NBFC-P2P)
- NBFC – Factor / Infrastructure Finance Company
Eligibility Criteria for NBFC Registration
- Company must be registered under Companies Act, 2013
- Minimum Net Owned Fund (NOF) of ?2 Crore
- At least one-third directors with finance background
- Clean CIBIL records of promoters and directors
- Detailed business plan and fair practices code
Our NBFC Registration Process
Initial Assessment
Eligibility check, NOF verification, and promoter background review.
Documentation & Policies
Business plan, KYC, IT framework, risk and governance policies.
RBI Application
Online filing on COSMOS portal and physical submission to RBI.
We handle RBI queries, clarifications, follow-ups, and ensure full compliance
until Certificate of Registration (CoR) is issued.
Post-Registration Compliance Support
- RBI returns and regulatory filings
- Statutory audit and internal audit support
- Fair Practices Code and policy updates
- FEMA, ROC and Income-tax compliance
- Ongoing advisory and compliance calendar